Attorney INFORMATION

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A Trusted Bankruptcy Auto Loan Partner

For more than 20 years, bankruptcy attorneys throughout Ohio have trusted First Step Auto Loan Program to help their clients secure reliable transportation during and after bankruptcy. We understand that every referral reflects on your reputation, which is why we're committed to providing the same level of professionalism, honesty, and care that you provide your clients.



Our team specializes exclusively in bankruptcy auto financing, understands the unique requirements of Chapter 7 and Chapter 13 cases, and works closely with trustees and lenders to help streamline the process. From accurate vehicle appraisals to clear communication and dependable follow-through, we're here to make the transportation process easier for both you and your clients. When you refer someone to First Step, you can feel confident they're in experienced, compassionate hands.

Top Four Reasons Attorneys Use First Step Auto

We Are a Partner You Can Count On

Your clients deserve to be treated with honesty, dignity, and respect throughout the process. First Step Auto works alongside your clients to provide an exceptional customer experience, clear communication, and dependable follow-through. 

Specialized Bankruptcy Auto Financing

With more than 20 years of experience in bankruptcy auto financing, First Step Auto can help your clients explore available financing options while they navigate bankruptcy. Our extensive lender network provides options designed to meet the individual circumstances of your clients, including those in Chapter 7 and Chapter 13 bankruptcy. 

Appraisals

Whether you need an appraisal for a Trustee, Judge, or your client’s records, First Step Auto will provide one at no charge to you or your firm.  Our appraisal includes: 

  • CarFax Report 
  • KBB Valuation 
  • CarFax Valuation 
  • Ohio BMV Report showing lien holder and title history 
  • Comparable vehicles currently on the market 

Estimates of Needed Repairs

When questions arise regarding your client’s vehicle condition or value, First Step Auto can provide repair estimates to help you and your client understand the vehicle’s needs. Estimates can be provided for: 

  • Trustee questions regarding your client’s vehicle valuation 
  • Service work needed 
  • Body shop repairs 
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A Trusted Resource for Your Clients

When you refer a client to First Step Auto Loan Program, you can feel confident they'll be treated with honesty, dignity, and respect. We understand that bankruptcy is often one of the most stressful times in a person's life, and we take that responsibility seriously. From the initial consultation through the financing process, we'll communicate clearly, set realistic expectations, and help your client navigate every step with compassion and expertise. Our goal is to be an extension of your team and a trusted resource your clients will appreciate.

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Resources for Attorneys

First Step Auto Loan Program is committed to making the bankruptcy process as smooth as possible for both attorneys and their clients. In addition to specialized bankruptcy auto financing, we offer resources and personalized support to help you confidently guide your clients through their transportation needs.

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Complimentary Vehicle Appraisals

We provide vehicle appraisals at no cost when they're needed as part of the bankruptcy process, helping save time and simplify documentation.

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Educational Brochures

Provide your clients with easy-to-understand information about bankruptcy auto financing, what to expect, and how First Step can help them move forward.

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Direct Access to Our Team

Have questions about a client's situation? Our experienced team is available to discuss financing options, answer questions, and provide guidance when you need it.

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Personalized Consultations

Every bankruptcy case is different. We offer one-on-one consultations to help clients understand their options, set realistic expectations, and determine the best path forward.

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Attorney Testimonials

To Whom It May Concern:

I am pleased to strongly recommend First Step Auto Loans.

As a bankruptcy attorney, I understand the challenges faced by individuals recovering from bankruptcy and other financial hardships. Reliable transportation is often essential to maintaining employment, supporting a family, and rebuilding financial stability.

First Step Auto Loans provides an important service by giving consumers with credit challenges an opportunity to obtain vehicle financing when traditional lenders may not be an option. Their commitment to helping customers move forward and rebuild their financial lives is commendable.

I strongly endorse First Step Auto Loans and believe they provide a valuable service to consumers working to overcome financial difficulties.

-Melissa Resar

Rauser and Associates

Based on my 15+ years' experience dealing with Fred and his team, I would certainly recommend First Step Auto Loans to Clients that are seeking assistance with purchasing and financing a vehicle during their Chapter 7 bankruptcy or while navigating the sometimes-confusing circumstances associated with a Chapter 13 bankruptcy. They understand the required paperwork necessary for the bankruptcy court and Trustee in order to consider a loan in Chapter 13. They get it to me in a timely fashion.

They are my “GO TO “ COMPANY FOR ALL MY CLIENTS.

-Lee Kravitz

Kravitz Law LLC

As an attorney experienced in Chapter 7 and Chapter 13 bankruptcy matters, I understand the importance of working with companies familiar with the required documentation and financial circumstances of purchasing a car during the process.

I was impressed by First Step Auto Loans’ knowledge of the paperwork associated with both types of bankruptcy and their ability to explain the auto-financing process clearly to individuals rebuilding their financial lives. Fred was extremely knowledgeable, professional, and attentive to the unique circumstances of customers who have filed for Chapter 7 bankruptcy or are participating in a Chapter 13 repayment plan. In addition, it seems they have a great Inventory selection for my clients to choose from.

-Keith Borders

To Whom It May Concern:

I am pleased to recommend Fred Aboid and First Step Auto to individuals seeking reliable vehicle financing, including those who are navigating the bankruptcy process.

As an attorney who works with clients facing financial difficulties and bankruptcy, I understand how important dependable transportation can be. First Step Auto provides an opportunity for individuals with challenging credit circumstances to pursue vehicle financing and obtain transportation needed for work, family, and daily responsibilities.

Based on my experience and knowledge of the needs of individuals rebuilding their financial lives, I believe First Step Auto can be a valuable resource for those seeking a vehicle and financing during or after bankruptcy.

I am pleased to recommend the team at First Step Auto and appreciate its role in helping my clients work toward greater financial stability and independence.

Sincerely,

-Fred Lenhardt

Attorney at Law

A Trusted Resource for Your Clients